Senate Insurance Agency - Car Insurance - Serving the Maryland, Washington, D.C. and Virginia communities

With winter weather already upon us in some parts of the country and quickly approaching in others, Senate would like to offer a few tips to help ensure you and your vehicles safety throughout the coming winter months.

Prepare your vehicle for cold weather driving:

Have your battery serviced
Check all fluid levels
Check all lights and windshield wipers to make sure they are in proper working order. Change them if necessary
Examine your tires to ensure maximum performance

Having your tires checked is very important, especially during the winter. Are your tires rated as all-season tires? Are they properly inflated? The answer to both of these questions may very well be no. Remember, your tires are your first and last defense against bad weather. Have them checked!

Be prepared for an unexpected emergency
Always carry with you a winter car kit in case of an unexpected emergency. Here are a few items that are essential to a quality kit.

Flashlights with extra batteries
First aid kit
Several blankets
Matches
Rain gear
Small shovel
Jumper cables
Bottled water and canned fruit and vegetables
Always remember to keep your gas tank at least half full

Slow down and allow extra time
The biggest hazard of winter driving is slippery roads. Drive carefully and defensively. Always keep in mind how far it takes to bring your car to a stop on dry pavement. In winter conditions, allow at least three times that distance to reach a full stop and avoid skidding. This means your safe distance behind the car in front of you should be three times as far. And you must begin braking three times as far away from the stoplight or corner where you turn.

Disclaimer:Please refer to your actual insurance policy to verify your exact insurance coverage. The above is only for informational purpose.